Nobody can answer this topic as none of us has superior knowledge about all. We can just discuss this question and that's what I am doing

A discussion still consists of multiple opinions

EDIT: I must emphasize here, that material wealth, "to make it" etc. pp. is none of my main goals. Please, if you see it as the biggest thing in life "to make it", leave me out of this game as I never got the rules of it and even dont want to get them.